GEICO commercial auto insurance is a type of insurance policy that covers vehicles used for business purposes. Here are some things that GEICO commercial auto insurance covers.
- Damage to your vehicle(s) from accidents, theft, vandalism, fire, and other covered perils.
- Liability for bodily injury or property damage caused by you or your employees while driving a business vehicle.
- Medical payments for injuries sustained by you or your passengers in a business vehicle.
- Uninsured/underinsured motorist coverage for accidents involving drivers who don’t have enough insurance to cover the damages.
- Coverage for employees, family members, and others as drivers.
GEICO commercial auto insurance is a good choice for businesses of all sizes because it offers savings, service, and experience.
GEICO has been providing commercial auto insurance for over 70 years, and they work hard to provide specialized coverage that meets the needs of each business at a competitive price. GEICO also offers flexible ways to manage your policy and outstanding service.
If you’re not sure whether you need commercial auto insurance, here are some situations where it might be necessary:
- You transport goods or people for a fee in your vehicle.
- You conduct a service with your vehicle.
- You need higher limits of liability because of the nature of your work.
- You haul a considerable weight in tools or equipment or towing a trailer used to conduct your business in your vehicle.
If you’re still not sure whether you need commercial auto insurance, you can contact GEICO for more information.
What types of vehicles can be covered under GEICO commercial auto insurance?
GEICO commercial auto insurance covers all types of cars, trucks, and vans used for business purposes.
The policy can cover vehicles owned or leased by the business, as well as vehicles owned by employees that are used for business purposes.
GEICO commercial auto insurance can cover a wide range of vehicles, including but not limited to:
- Cars
- Trucks
- Vans
- SUVs
- Trailers
- Buses
- Limousines
- Taxis
- Delivery vehicles
- Construction vehicles
- Food trucks
- Tow trucks
If you’re not sure whether your vehicle(s) qualify for GEICO commercial auto insurance, you can contact GEICO for more information.
Can I get a quote for GEICO commercial auto insurance online?
Yes, you can get a quote for GEICO commercial auto insurance online. You can go to the GEICO website and request a free commercial auto insurance quote.
GEICO has been providing commercial auto insurance for over 70 years, and they work hard to provide specialized coverage that meets the needs of each business at a competitive price. GEICO also offers flexible ways to manage your policy and outstanding service.
If you prefer to speak with a representative, you can call (866) 509-9444 to get a free quote and to learn more about GEICO’s commercial insurance coverage.
Can I add additional drivers to my GEICO commercial auto insurance policy?
Yes, you can add additional drivers to your GEICO commercial auto insurance policy. According to the GEICO website, you can update drivers on your policy by calling GEICO or by logging into your account online.
If you prefer to use the GEICO mobile app, you can also add or view drivers through the app. When adding a driver to your policy, you will need to provide information about the driver, such as their name, date of birth, and driver’s license number.
It’s important to add all drivers who will be operating your business vehicles to your policy to ensure that they are covered in the event of an accident or other covered event.
Are leased or rented vehicles covered under GEICO commercial auto insurance?
Yes, leased or rented vehicles can be covered under GEICO commercial auto insurance. According to the GEICO website, your GEICO car insurance may provide coverage for you while you’re using a rental car.
You can call GEICO to see if rental cars are covered by your current auto insurance policy. You can also check with your credit card company to see if they provide coverage when you use that card to pay for the rental.
For affordable car rental insurance, you can ask your GEICO representative about a non-owner liability policy.
GEICO also offers rental reimbursement, which is an optional coverage that helps pay your rental car costs while your car is being repaired as a result of a covered claim.
If you lease a car, you may need to pay a higher insurance premium because the leasing company technically owns the car in full and wants to make sure the car is well covered in case of an accident.
However, you can still get coverage for a leased vehicle through GEICO commercial auto insurance.
Is roadside assistance included in GEICO commercial auto insurance?
Roadside assistance is not automatically included in GEICO commercial auto insurance, but it is available as an optional coverage.
According to the GEICO website, GEICO’s roadside assistance coverage includes:
- Towing to the nearest repair facility
- Jump-starts for dead batteries
- Changing flat tires
- Lockout services
- Fuel delivery
The cost of GEICO’s roadside assistance coverage varies depending on the number of vehicles covered and other factors, but it is generally around $14 per year per vehicle.
If you’re interested in adding roadside assistance to your GEICO commercial auto insurance policy, you can contact GEICO for more information.
Can I bundle my GEICO commercial auto insurance with other business insurance policies?
Yes, you can bundle your GEICO commercial auto insurance with other business insurance policies. According to the GEICO website, GEICO offers a Multi-Policy Discount for bundling your home and auto insurance.
This discount can help you save money on your insurance premiums while still getting the coverage you need. GEICO also offers a Business Owner’s Policy (BOP) that combines commercial property insurance and general liability insurance into one policy.
This policy is designed for small businesses and can help you save money by bundling your insurance coverage. Additionally, GEICO offers a range of other business insurance policies, including professional liability insurance, medical malpractice insurance, and cyber insurance.
If you’re interested in bundling your GEICO commercial auto insurance with other business insurance policies, you can contact GEICO for more information.
What is the process for renewing or making changes to my GEICO commercial auto insurance policy?
Renewing or making changes to your GEICO commercial auto insurance policy can be done through various methods. Here are the steps you can take to renew or make changes to your policy:
Renewing your policy:
- GEICO will send a payment schedule at each policy renewal or change.
- You can make a payment online through GEICO Express Services or the GEICO mobile app.
- You can also call (800) 932-8872 and use the automated system to pay your bill.
Making changes to your policy:
- You can make changes to your policy by calling GEICO, logging into your account online, or using the GEICO mobile app.
- You will need to provide information about the changes you want to make, such as adding or removing a driver or vehicle.
- GEICO will update your policy and send you a new payment schedule if necessary.
It’s important to keep your GEICO commercial auto insurance policy up to date to ensure that you have the coverage you need in the event of an accident or other covered event. If you have any questions about renewing or making changes to your policy, you can contact GEICO for more information.
Does GEICO offer discounts for businesses with multiple vehicles or a safe driving record?
Yes, GEICO offers discounts for businesses with multiple vehicles and a safe driving record. Here are some of the discounts that GEICO offers:
- Multi-Car Discount: Insure more than one car with GEICO and you could get a discount of up to 25% on most of your car insurance coverages.
- Good Driver Discount: If you have a good driving record, you could be eligible for a discount on your car insurance premiums.
- Mature Driver Discount: If you are over 50 years old, you could qualify for a discount on your car insurance premiums.
- Membership and Employee Discounts: GEICO offers discounts for members of certain organizations and employees of certain companies.
- Business and Professional Organization Discounts: GEICO offers discounts for members of certain business and professional organizations.
To find out if you qualify for any of these discounts, you can contact GEICO for more information.
